{"id":7795,"date":"2019-09-01T14:03:00","date_gmt":"2019-09-01T14:03:00","guid":{"rendered":"https:\/\/technopolis-group.com\/?post_type=report&#038;p=7795"},"modified":"2020-02-27T07:19:39","modified_gmt":"2020-02-27T07:19:39","slug":"why-smes-default-in-sub-saharan-africa-the-example-of-ariz","status":"publish","type":"report","link":"https:\/\/technopolis-group.com\/de\/report\/why-smes-default-in-sub-saharan-africa-the-example-of-ariz\/","title":{"rendered":"Why SMEs default in Sub-Saharan Africa: the example of ARIZ"},"content":{"rendered":"\n<p>Using the example of ARIZ, a guarantee scheme financed by the French Development Agency \/ PROPARCO, this study determine the reasons for payment defaults on bank loans taken on by SMEs, and distinguish perception from reality on the ground.<\/p>\n\n\n\n<p>This study is the first to undertake an in-depth analysis into the reasons behind SME loan defaults through concrete case studies, and to draw concrete analyses from them. It also reveals the drivers of success.<\/p>\n\n\n\n<p>The mission mobilised the following tools:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li> Literature review<\/li><li> Qualitative interviews with local AFD agencies and banks<\/li><li> Interviews with entrepreneurs in the ecosystem of entrepreneurship and  financing of SMEs in 4 priority countries of the study namely Cameroon,  Ivory Coast, Madagascar and Senegal<\/li><li>Visit to Senegal and CameroonInvestigation of the causes of defaults and the explanatory variables of these causes<\/li><li>Qualitative analysis of the causes of defaults.<\/li><\/ul>\n\n\n\n<p>  Report in French. <a href=\"https:\/\/technopolis-group.com\/wp-content\/uploads\/2019\/10\/Plaquette-PME-ARIZ-Summary-UK.pdf\">Executive summary in English<\/a>.   <\/p>\n","protected":false},"template":"","solution":[112],"sector":[95,96],"class_list":["post-7795","report","type-report","status-publish","hentry","solution-strategic-studies-de","sector-entrepreneurship-de","sector-international-coop-de"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.1.1 - 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